As a worker, it is an obligation to be registered in an Afore, which is in charge of managing the resources so that when the moment of retirement arrives, people have the right to receive a pension for the rest of their lives. Therefore, it is important to review the returns that your administrator gives you.
It is important that you know that for your savings to grow faster, you must be in an Afore that gives you more profit for your savings. Similarly, if you have any questions, you can go to the National Retirement Savings System Commission (Consar), who are in charge of regulating the activities they carry out.
Choose the Afore that gives you the most for your money. Photo: Reforma
To choose an Afore you must take into account three main things, which are:
That the returns it gives you are high, this may vary according to how old you are. The commission it charges you. The services it offers you.
In your account statement you can review the returns that your Afore offers you, it must arrive at your home or by mail three times a year. This information can help you make the best decision for your savings.
In the same way, you should know that the income table, which goes according to the date you were born, comes at the end of the account statement, as advice, if your Afore always appears among the last places, change to one that has returns Taller.
Here you can check the percentages obtained by the Afores at the end of October, for those born between 1965 and 1969:
Afore Performance September-October Profuturo from 6.15% goes to 6.20% (same position) Coppel from 5.70% to 5.76% (same position) Pensionissste from 5.66% to 5.63% (same position) XXI Banorte from 5.48% goes to 5.56% (same position) Sura from 5.38% goes to 5.53% (same position) Main from 5.32% goes to 5.38% (same position) Citibanamex from 5.21% goes to 5.34% (rises two positions) Azteca from 5.29% to 5.32% (same position) Inbursa from 5.30% to 5.24% (down two positions) Invercap from 4.31% to 4.32% (same position)
If we take into account the data in the previous table, the three that offer the most returns in October for those born between 1965 and 1969 are: Profuturo, Coppel and Pensionissste.
These figures represent the weighted average, by assets under management, of the net returns of the Basic SIEFORES. The Net Performance Indicators include the deduction of the applicable Commissions.
If you have any questions with your Afore where you are registered, you can communicate by phone or visit the official sites:
Afore Phones Official site Profuturo 01 800 715 5555 www.profuturo.mx Inbursa 01 800 909 0000 www.inbursa.com Pensionissste 01 800 400 2000 www.gob.mx/pensionissste Coppel 01 800 226 7735 www.aforecoppel.com XXI Banorte 0155 2000 1994 www.xxi-banorte.com Sura 0144 3310 8192 www.suramexico.com Invercap 01 800 522 2367 www.invercap.com.mx Banamex 01 800 282 3673 www.aforebanamex.com.mx Principal 01 800 277 4624 www.principal.com .mx
For more news on this and other topics, we invite you to our Retirement section.